WhatsApp payments feature was introduced a couple of months ago. But there has been a lot of concerns regarding the Payments setup option missing from the app. There is a two-step fix to get this sorted.
WhatsApp payments missing in iPhone/Android
First of all, make sure WhatsApp is up-to-date. If not, Go to App/Play Store. Update WhatsApp. This should fix the issue in most of the cases.
If the Payments is still missing in WhatsApp even after the update, ask a friend of yours to try and send you money using WhatsApp. This will fail from your friend’s side (as Payments is not yet set up for you) and notify you to set it up.
In the notification, choose Setup and follow the steps to make sure Payments is up and running. As soon as your payment is setup, even the person who notified you will be intimated that you have already setup the payment.
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